CPBI

Central Plains Bancshares, Inc. Common Stock

Financial Services · $85M market cap

Verdict

Share price

$20.08

close of Oct 3, 2026

Fair value

$7.01

Sticker Price

Payback Price

$2.80

buy price

Overpriced

CPBI is Overpriced: at $20.08 it trades 186% above its fair value of $7.01. Its buy price (Payback Price) is $2.80, 86% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth8.7% a year✗
Equity per share growth7.5% a year✗
Sales growth18.0% a year✓
Free cash flow growth6.6% a year✗
Return on invested capital8.0%✗

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About Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. The company provides deposits accounts, including checking and savings accounts and certificates of deposit. It also provides one- to four-family residential mortgage loans secured…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works