FLD

Fold Holdings, Inc.

Financial Services · $27M market cap

Verdict

We can't put a fair value on FLD right now. It's valued like a bank, but its return on tangible equity (or its tangible book value) isn't positive, so there's nothing to base a value on.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth—?
Equity per share growth—?
Sales growth3.3% a year✗
Free cash flow growth—?
Return on invested capital-9.0%✗

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Insider activity

Since Aug 31, 2026: 2 open-market purchases worth $11K, 6 sales worth $3K and 7 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Sales

Other filings

About Fold Holdings, Inc.

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of…

Financial - Capital Markets

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

FLD stock (Fold Holdings, Inc.): ownership and insider trades — PaybackPrice