LearnGlossaryMarketStocksSuperinvestorsSign in

HAFC

Hanmi Financial Corporation

Financial Services · $928M market cap

Verdict

Share price

$31.67

close of Oct 3, 2026

Fair value

$54.55

Sticker Price

Payback Price

$21.82

buy price

Undervalued

HAFC is Undervalued: at $31.67 it trades 42% below its fair value of $54.55. Its buy price (Payback Price) is $21.82, 31% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth3.4% a year✗
Equity per share growth3.5% a year✗
Sales growth5.0% a year✗
Free cash flow growth3.8% a year✗
Return on invested capital6.0%✗

Follow HAFC

Get notified when it reaches its buy price of $21.82. Free.

Create a free account

About Hanmi Financial Corporation

Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works