CPF

Central Pacific Financial Corp.

Financial Services · $976M market cap

Share price

$36.42

close of Oct 3, 2026

Fair value

$52.36

Sticker Price

Payback Price

$20.94

buy price

Undervalued

CPF is Undervalued: at $36.42 it trades 30% below its fair value of $52.36. Its buy price (Payback Price) is $20.94, 42% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-0.1% a year✗

Equity per share growth0.0% a year✗

Sales growth2.2% a year✗

Free cash flow growth-0.3% a year✗

Return on invested capital8.0%✗

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Superinvestors

None of the investors we track holds CPF right now. In Q2 2026, 1 sold out. Who we track

Moves in Q2 2026

Sold out: Polen Capital Management

Insider activity

Since Aug 7, 2026: no open-market purchases and 1 other filing (stock awards, tax withholding and similar). Why purchases matter

Other filings

Martines Arnold D

Chairman, President & CEO · 2026-08-07

G-Gift

2,750 shares

About Central Pacific Financial Corp.

Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and…

Banks - Regional