HMN
Horace Mann Educators CorporationFinancial Services · $1.8B market cap
Verdict
Share price
$45.26
close of Oct 3, 2026
Fair value
$19.31
Sticker Price
Payback Price
$7.73
buy price
HMN is Overpriced: at $45.26 it trades 134% above its fair value of $19.31. Its buy price (Payback Price) is $7.73, 83% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 24, 2026: no open-market purchases, 7 sales worth $1.8M and 4 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
Hines Perry G.
director · 2026-09-03
Sold
$169K
Carley Donald M
General Counsel · 2026-09-03
Sold
$107K
ZURAITIS MARITA
President & CEO · 2026-09-01
Sold
$382K
BRADLEY THOMAS A
director · 2026-08-12
Sold
$259K
Reece Henry Wade
director · 2026-08-12
Sold
$70K
Show all 7 salesShow fewer
ZURAITIS MARITA
President & CEO · 2026-08-03
Sold
$390K
ZURAITIS MARITA
President & CEO · 2026-07-01
Sold
$395K
Other filings
About Horace Mann Educators Corporation
Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage. Additionally, Horace Mann…
Insurance - Property & Casualty
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works