HRTG
Heritage Insurance Holdings, Inc.Financial Services · $1.0B market cap
Verdict
Share price
$33.99
close of Oct 3, 2026
Fair value
$65.53
Sticker Price
Payback Price
$26.21
buy price
HRTG is Undervalued: at $33.99 it trades 48% below its fair value of $65.53. Its buy price (Payback Price) is $26.21, 23% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 22, 2026: no open-market purchases and 12 sales worth $3.0M. Why purchases matter
Sales
Binnun Sharon
Chief Accounting Officer · 2026-09-09
Sold
$222K
Garateix Ernie J
Chief Executive Officer · 2026-09-03
Sold
$88K
Binnun Sharon
Chief Accounting Officer · 2026-09-01
Sold
$312K
Garateix Ernie J
Chief Executive Officer · 2026-08-24
Sold
$349K
JOHNS TIMOTHY E
See Remarks · 2026-08-19
Sold
$118K
Show all 12 salesShow fewer
Garateix Ernie J
Chief Executive Officer · 2026-08-18
Sold
$173K
Lusk Kirk
Chief Financial Officer · 2026-08-17
Sold
$342K
Garateix Ernie J
Chief Executive Officer · 2026-08-17
Sold
$172K
Moura Timothy
See Remarks · 2026-08-10
Sold
$491K
Binnun Sharon
Chief Accounting Officer · 2026-08-03
Sold
$276K
Binnun Sharon
Chief Accounting Officer · 2026-07-01
Sold
$244K
Binnun Sharon
Chief Accounting Officer · 2026-06-22
Sold
$224K
About Heritage Insurance Holdings, Inc.
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is…
Insurance - Property & Casualty
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works