IFS

Intercorp Financial Services Inc.

Financial Services · $6.1B market cap

Verdict

Share price

$53.11

close of Oct 3, 2026

Fair value

$111.09

Sticker Price

Payback Price

$44.43

buy price

Undervalued

IFS is Undervalued: at $53.11 it trades 52% below its fair value of $111.09. Its buy price (Payback Price) is $44.43, 16% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth21.2% a year✓
Equity per share growth7.9% a year✗
Sales growth9.3% a year✗
Free cash flow growth10.6% a year✓
Return on invested capital2.5%✗

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Superinvestors

1 of the investors we track holds IFS. In Q2 2026, 1 sold out. Who we track

Moves in Q2 2026

Sold out: John Rogers

About Intercorp Financial Services Inc.

Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

IFS stock (Intercorp Financial Services Inc.): fair value $111.09, Undervalued — PaybackPrice