AX

Axos Financial, Inc.

Financial Services · $4.9B market cap

Verdict

Share price

$88.93

close of Oct 3, 2026

Fair value

$196.44

Sticker Price

Payback Price

$78.58

buy price

Undervalued

AX is Undervalued: at $88.93 it trades 55% below its fair value of $196.44. Its buy price (Payback Price) is $78.58, 12% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth17.6% a year✓
Equity per share growth18.6% a year✓
Sales growth20.1% a year✓
Free cash flow growth8.0% a year✗
Return on invested capital9.3%✗

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Superinvestors

1 of the investors we track holds AX. In Q2 2026, 1 added and 1 sold out. Who we track

Insider activity

Since Jun 30, 2026: no open-market purchases, 1 sale worth $53K and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works