LearnGlossaryMarketStocksSuperinvestorsSign in

MCBS

MetroCity Bankshares, Inc.

Financial Services · $1.0B market cap

Verdict

Share price

$35.23

close of Oct 3, 2026

Fair value

$65.13

Sticker Price

Payback Price

$26.05

buy price

Undervalued

MCBS is Undervalued: at $35.23 it trades 46% below its fair value of $65.13. Its buy price (Payback Price) is $26.05, 26% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.7% a year✗
Equity per share growth16.6% a year✓
Sales growth18.9% a year✓
Free cash flow growth11.9% a year✓
Return on invested capital9.0%✗

Follow MCBS

Get notified when it reaches its buy price of $26.05. Free.

Create a free account

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works