SBSI

Southside Bancshares, Inc.

Financial Services · $905M market cap

Verdict

Share price

$30.73

close of Oct 3, 2026

Fair value

$60.70

Sticker Price

Payback Price

$24.28

buy price

Undervalued

SBSI is Undervalued: at $30.73 it trades 49% below its fair value of $60.70. Its buy price (Payback Price) is $24.28, 21% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth8.6% a year✗
Equity per share growth9.0% a year✗
Sales growth6.9% a year✗
Free cash flow growth9.7% a year✗
Return on invested capital4.6%✗

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Superinvestors

1 of the investors we track holds SBSI. Who we track

Insider activity

Since Jun 20, 2026: no open-market purchases, 1 sale worth $13K and 28 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

Craddock John Mitchell Jr.

Chief Operating Officer · 2026-09-05

Tax withholding

$4K

ANDERSON SUSAN ELAINE

director · 2026-09-03

Award

14 shares

Dacus Shannon

director · 2026-09-03

Award

14 shares

Burchard Curtis

CHIEF LENDING OFFICER · 2026-09-03

Award

55 shares

Jones Jeb Weldon

director · 2026-09-03

Award

14 shares

Show all 28 other filings

ANDERSON LAWRENCE LAZELLE

director · 2026-09-03

Award

19 shares

McKinney Raymond C

director · 2026-09-03

Award

14 shares

Anthony Sherri

Chief Banking Officer · 2026-09-03

Award

28 shares

Calhoun Kirk A.

director · 2026-09-03

Award

20 shares

CALLAN PATRICIA ANN

director · 2026-09-03

Award

14 shares

Arnold T L Jr

CCO · 2026-09-03

Award

56 shares

Garrett John Robert

director · 2026-09-03

Award

14 shares

GIBSON LEE R

director · 2026-09-03

Award

97 shares

Donahoe Keith

President and CEO · 2026-09-03

Award

158 shares

DAVIS SUNI M

CHIEF TREASURY OFFICER · 2026-09-03

Award

43 shares

Craddock John Mitchell Jr.

Chief Operating Officer · 2026-09-03

Award

55 shares

Frailey Alton L.

director · 2026-09-03

Award

154 shares

PINKLEY APRIL

CAO · 2026-09-03

Award

33 shares

SMITH PRESTON L

director · 2026-09-03

Award

30 shares

SHAMBURGER JULIE

CFO · 2026-09-03

Award

74 shares

SHANDS HILLIARD J

director · 2026-09-03

Award

14 shares

Green Jared C.

Regional President, ETX · 2026-09-03

Award

19 shares

Martinez Anne

CRO · 2026-09-03

Award

44 shares

Burchard Curtis

CHIEF LENDING OFFICER · 2026-07-18

Tax withholding

$12K

SHANDS HILLIARD J

director · 2026-06-24

W-Will

6,525 shares

Martinez Anne

CRO · 2026-06-20

Tax withholding

$6K

PINKLEY APRIL

CAO · 2026-06-20

Tax withholding

$5K

Anthony Sherri

Chief Banking Officer · 2026-06-20

Tax withholding

$4K

About Southside Bancshares, Inc.

Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works