OCFC

OceanFirst Financial Corp.

Financial Services · $1.0B market cap

Share price

$16.78

close of Oct 3, 2026

Fair value

$20.94

Sticker Price

Payback Price

$8.38

buy price

Undervalued

OCFC is Undervalued: at $16.78 it trades 20% below its fair value of $20.94. Its buy price (Payback Price) is $8.38, 50% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth13.2% a year✓

Equity per share growth5.7% a year✗

Sales growth11.8% a year✓

Free cash flow growth11.8% a year✓

Return on invested capital2.8%✗

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Superinvestors

1 of the investors we track holds OCFC. In Q1 2026, 1 added. Who we track

Third Avenue Management

Third Avenue Management · as of Q2 2026

$4.8M

246,662 shares

Moves in Q1 2026

Added: Third Avenue Management

Insider activity

Since Aug 7, 2026: no open-market purchases and 2 sales worth $2.3M. Why purchases matter

Sales

Schaeffer Brian

Owns 10%+ · 2026-08-31

Sold

$104K

BURAN JOHN R

director · 2026-08-07

Sold

$2.2M

About OceanFirst Financial Corp.

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real…

Banks - Regional