STBA

S&T Bancorp, Inc.

Financial Services · $1.7B market cap

Verdict

Share price

$49.64

close of Oct 3, 2026

Fair value

$77.30

Sticker Price

Payback Price

$30.92

buy price

Undervalued

STBA is Undervalued: at $49.64 it trades 36% below its fair value of $77.30. Its buy price (Payback Price) is $30.92, 38% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.5% a year✗
Equity per share growth5.3% a year✗
Sales growth5.1% a year✗
Free cash flow growth7.1% a year✗
Return on invested capital7.5%✗

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Insider activity

Since Jul 29, 2026: no open-market purchases, 27 sales worth $887K and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About S&T Bancorp, Inc.

S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works