OSBC
Old Second Bancorp, Inc.Financial Services · $1.3B market cap
Verdict
Share price
$24.95
close of Oct 3, 2026
Fair value
$37.70
Sticker Price
Payback Price
$15.08
buy price
OSBC is Undervalued: at $24.95 it trades 34% below its fair value of $37.70. Its buy price (Payback Price) is $15.08, 40% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 30, 2026: no open-market purchases, 6 sales worth $3.9M and 8 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
MCLEAN HUGH H
director · 2026-09-08
Sold
$641K
COLLINS GARY S
VICE CHAIRMAN · 2026-09-04
Sold
$129K
MCLEAN HUGH H
director · 2026-09-03
Sold
$643K
Campbell Darin Patrick
President, Powersports Lending · 2026-09-02
Sold
$613K
Eccher James
CHAIRMAN AND CEO · 2026-08-12
Sold
$495K
Show all 6 salesShow fewer
Eccher James
CHAIRMAN AND CEO · 2026-08-11
Sold
$1.4M
Other filings
About Old Second Bancorp, Inc.
Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works