PFBC

Preferred Bank

Financial Services · $1.3B market cap

Verdict

Share price

$106.48

close of Oct 3, 2026

Fair value

$255.66

Sticker Price

Payback Price

$102.27

buy price

Undervalued

PFBC is Undervalued: at $106.48 it trades 58% below its fair value of $255.66. Its buy price (Payback Price) is $102.27, 4% below today's price. Business quality is strong: all 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

5 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth17.5% a year✓
Equity per share growth10.8% a year✓
Sales growth16.2% a year✓
Free cash flow growth14.7% a year✓
Return on invested capital10.4%✓

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About Preferred Bank

Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works