PCB

PCB Bancorp

Financial Services · $394M market cap

Verdict

Share price

$28.01

close of Oct 3, 2026

Fair value

$37.44

Sticker Price

Payback Price

$14.97

buy price

Undervalued

PCB is Undervalued: at $28.01 it trades 25% below its fair value of $37.44. Its buy price (Payback Price) is $14.97, 47% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.4% a year✗
Equity per share growth12.3% a year✓
Sales growth11.3% a year✓
Free cash flow growth12.0% a year✓
Return on invested capital3.2%✗

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Insider activity

Since Aug 17, 2026: no open-market purchases and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About PCB Bancorp

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works