ROOT

Root, Inc.

Financial Services · $655M market cap

Verdict

We can't put a fair value on ROOT right now. It's valued like a bank, but its return on tangible equity (or its tangible book value) isn't positive, so there's nothing to base a value on.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth27.3% a year✓
Equity per share growth-13.2% a year✗
Sales growth31.7% a year✓
Free cash flow growth4.6% a year✗
Return on invested capital-3.0%✗

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Superinvestors

None of the investors we track holds ROOT right now. In Q1 2026, 1 sold out. Who we track

Moves in Q1 2026

Sold out: Lee Ainslie

Insider activity

Since Aug 31, 2026: no open-market purchases and 10 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Root, Inc.

Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorporates various other…

Insurance - Property & Casualty

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works