SBCF

Seacoast Banking Corporation of Florida

Financial Services · $3.2B market cap

Verdict

Share price

$32.68

close of Oct 3, 2026

Fair value

$21.86

Sticker Price

Payback Price

$8.74

buy price

Overpriced

SBCF is Overpriced: at $32.68 it trades 50% above its fair value of $21.86. Its buy price (Payback Price) is $8.74, 73% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth12.0% a year✓
Equity per share growth6.3% a year✗
Sales growth13.1% a year✓
Free cash flow growth13.0% a year✓
Return on invested capital1.8%✗

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Superinvestors

1 of the investors we track holds SBCF. In Q2 2026, 1 added. Who we track

Moves in Q2 2026

Added: First Eagle Investment Management

Insider activity

Since Jun 16, 2026: no open-market purchases, 3 sales worth $896K and 20 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

SBCF stock (Seacoast Banking Corporation of Florida): fair value $21.86, Overpriced — PaybackPrice