USCB

USCB Financial Holdings, Inc.

Financial Services · $420M market cap

Verdict

We can't put a fair value on USCB right now. It's valued like a bank, but its return on tangible equity (or its tangible book value) isn't positive, so there's nothing to base a value on.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth8.0% a year✗
Equity per share growth9.1% a year✗
Sales growth24.2% a year✓
Free cash flow growth21.1% a year✓
Return on invested capital7.1%✗

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Insider activity

Since Oct 28, 2026: 1 open-market purchase worth $20K and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Other filings

Questions about USCB

Are insiders buying USCB?

Since Oct 28, 2026: 1 open-market purchase worth $20K and 4 other filings (stock awards, tax withholding and similar).

How can I check USCB's value myself?

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About USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of Oct 30, 2026. How the Payback Price works