WU

The Western Union Company

Financial Services · $1.9B market cap

Verdict

Share price

$6.00

close of Oct 3, 2026

Fair value

$9.54

Sticker Price

Payback Price

$3.81

buy price

Undervalued

WU is Undervalued: at $6.00 it trades 37% below its fair value of $9.54. Its buy price (Payback Price) is $3.81, 36% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Buffett Normalized. A profitable, growing business, so we project its earnings 10 years ahead and work out what that is worth today.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-1.1% a year✗
Equity per share growth5.3% a year✗
Sales growth-0.8% a year✗
Free cash flow growth-4.3% a year✗
Return on invested capital14.7%✓

Follow WU

Get notified when it reaches its buy price of $3.81. Free.

Create a free account

Superinvestors

1 of the investors we track holds WU. In Q2 2026, 1 added. Who we track

Moves in Q2 2026

Added: Tweedy Browne

Insider activity

Since Sep 8, 2026: no open-market purchases and 1 other filing (stock awards, tax withholding and similar). Why purchases matter

Other filings

About The Western Union Company

Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works