DGICB

Donegal Group Inc.

Financial Services · $603M market cap

Verdict

Share price

$16.65

close of Oct 3, 2026

Fair value

$7.48

Sticker Price

Payback Price

$2.99

buy price

Overpriced

DGICB is Overpriced: at $16.65 it trades 123% above its fair value of $7.48. Its buy price (Payback Price) is $2.99, 82% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.2% a year✗
Equity per share growth0.8% a year✗
Sales growth6.3% a year✗
Free cash flow growth5.7% a year✗
Return on invested capital7.0%✗

Follow DGICB

Get notified when it reaches its buy price of $2.99. Free.

Create a free account

Insider activity

Since Jun 11, 2026: 22 open-market purchases worth $4.1M, 7 sales worth $1.5M and 25 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Sales

Other filings

BAWEL DAVID BENJAMIN

SVP & CHIEF ACCOUNTING OFFICER · 2026-09-09

Option exercise

$120K

HUBER BARRY CRAIG

director · 2026-09-03

Option exercise

$63K

BAWEL DAVID BENJAMIN

SVP & CHIEF ACCOUNTING OFFICER · 2026-08-14

J-Other

$1K

BURKE KEVIN GERARD

President & Chief Exec Officer · 2026-08-14

J-Other

$642

MILLER JEFFREY DEAN

EVP & Chief Financial Officer · 2026-08-14

J-Other

$8K

Show all 25 other filings

VIOZZI VINCENT ANTHONY

Sr. VP & Chief Inv Officer · 2026-08-14

J-Other

$622

HOFFMAN CHRISTINA MARIE

Sr. VP & Chief Risk Officer · 2026-08-06

Option exercise

$259K

DEAS NOLAND RONE JR

Senior Vice President · 2026-08-04

Option exercise

$56K

DEAS NOLAND RONE JR

Senior Vice President · 2026-08-04

Option exercise

$111K

DEAS NOLAND RONE JR

Senior Vice President · 2026-08-04

Option exercise

$189K

KING DAVID CHARLES

director · 2026-08-04

Option exercise

$65K

KING DAVID CHARLES

director · 2026-08-04

Option exercise

$63K

BIXENMAN DENNIS JOSEPH

director · 2026-08-04

Option exercise

$32K

BIXENMAN DENNIS JOSEPH

director · 2026-08-04

Option exercise

$63K

BIXENMAN DENNIS JOSEPH

director · 2026-08-04

Option exercise

$62K

BAWEL DAVID BENJAMIN

SVP & CHIEF ACCOUNTING OFFICER · 2026-07-01

J-Other

$8K

BURKE KEVIN GERARD

President & Chief Exec Officer · 2026-07-01

J-Other

$5K

DEAS NOLAND RONE JR

Senior Vice President · 2026-07-01

J-Other

$8K

DELAMATER WILLIAM DANIEL

EVP & Chief Oper Officer · 2026-07-01

J-Other

$5K

FOLMAR WILLIAM ALBERT

Sr. Vice President · 2026-07-01

J-Other

$256

HAY JEFFERY TIM

Senior Vice President · 2026-07-01

J-Other

$11K

HOFFMAN CHRISTINA MARIE

Sr. VP & Chief Risk Officer · 2026-07-01

J-Other

$1K

MILLER JEFFREY DEAN

EVP & Chief Financial Officer · 2026-07-01

J-Other

$10K

PANDEY SANJAY

Sr. VP & Chief Info Officer · 2026-07-01

J-Other

$6K

PANDEY SANJAY

Sr. VP & Chief Info Officer · 2026-06-23

I-Discretionary

$512K

About Donegal Group Inc.

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to…

Insurance - Property & Casualty

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works