EBC

Eastern Bankshares, Inc.

Financial Services · $4.9B market cap

Verdict

Share price

$21.47

close of Oct 3, 2026

Fair value

$10.30

Sticker Price

Payback Price

$4.12

buy price

Overpriced

EBC is Overpriced: at $21.47 it trades 108% above its fair value of $10.30. Its buy price (Payback Price) is $4.12, 81% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-18.3% a year✗
Equity per share growth3.0% a year✗
Sales growth6.7% a year✗
Free cash flow growth12.6% a year✓
Return on invested capital0.9%✗

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Superinvestors

None of the investors we track holds EBC right now. In Q2 2026, 1 sold out. Who we track

Moves in Q2 2026

Sold out: First Pacific Advisors

Insider activity

Since Jun 29, 2026: no open-market purchases, 11 sales worth $2.4M and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Eastern Bankshares, Inc.

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works