EFSC

Enterprise Financial Services Corp

Financial Services · $2.2B market cap

Verdict

Share price

$60.08

close of Oct 3, 2026

Fair value

$109.43

Sticker Price

Payback Price

$43.77

buy price

Undervalued

EFSC is Undervalued: at $60.08 it trades 45% below its fair value of $109.43. Its buy price (Payback Price) is $43.77, 27% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth18.0% a year✓
Equity per share growth9.6% a year✗
Sales growth11.0% a year✓
Free cash flow growth15.5% a year✓
Return on invested capital5.7%✗

Follow EFSC

Get notified when it reaches its buy price of $43.77. Free.

Create a free account

Insider activity

Since Jun 30, 2026: no open-market purchases and 17 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Enterprise Financial Services Corp

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works