NTB
The Bank of N.T. Butterfield & Son LimitedFinancial Services · $2.3B market cap
Verdict
Share price
$58.76
close of Oct 3, 2026
Fair value
$126.72
Sticker Price
Payback Price
$50.69
buy price
NTB is Undervalued: at $58.76 it trades 54% below its fair value of $126.72. Its buy price (Payback Price) is $50.69, 14% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Create a free accountInsider activity
Since Jun 12, 2026: no open-market purchases, 15 sales worth $23.1M and 27 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
McWatt Michael
Managing Director, Cayman · 2026-08-26
Sold
$526K
Collins Michael W
Chief Executive Officer · 2026-08-19
Sold
$3.7M
Pearce Jane
Managing Director, Trust · 2026-08-18
Sold
$1.0M
Collins Michael W
Chief Executive Officer · 2026-08-18
Sold
$4.4M
Collins Michael W
Chief Executive Officer · 2026-08-17
Sold
$4.7M
Show all 15 salesShow fewer
Neff Michael Walter
Chief Operating Officer · 2026-08-14
Sold
$350K
McWatt Michael
Managing Director, Cayman · 2026-08-05
Sold
$741K
Wright John R
director · 2026-08-04
Sold
$298K
Saunders Richard
Managing Director, CIUK · 2026-07-31
Sold
$1.1M
Burns Andrew Ronald
Chief Risk Officer, Cayman · 2026-07-30
Sold
$1.1M
Hidalgo Tara
Chief Risk Officer · 2026-07-30
Sold
$1.1M
Feldman Jody Terence
Managing Director, Bermuda · 2026-07-29
Sold
$450K
Collins Michael W
Chief Executive Officer · 2026-06-16
Sold
$1.2M
Collins Michael W
Chief Executive Officer · 2026-06-15
Sold
$1.2M
Collins Michael W
Chief Executive Officer · 2026-06-12
Sold
$1.2M
Other filings
Lee Michael Sean
Head of Human Resources · 2026-08-26
Award
46 shares
Lee Michael Sean
Head of Human Resources · 2026-08-26
Award
48 shares
Saunders Richard
Managing Director, CIUK · 2026-08-26
Award
51 shares
Saunders Richard
Managing Director, CIUK · 2026-08-26
Award
318 shares
Dallas Kevin
Head of Marketing · 2026-08-26
Award
43 shares
Show all 27 other filingsShow fewer
Dallas Kevin
Head of Marketing · 2026-08-26
Award
320 shares
Schrum Michael
Chief Financial Officer · 2026-08-26
Award
1,328 shares
Schrum Michael
Chief Financial Officer · 2026-08-26
Award
1,455 shares
CUMMINGS STEPHEN E
director · 2026-08-26
Award
44 shares
Collins Michael W
Chief Executive Officer · 2026-08-26
Award
2,336 shares
Collins Michael W
Chief Executive Officer · 2026-08-26
Award
2,700 shares
Feldman Jody Terence
Managing Director, Bermuda · 2026-08-26
Award
45 shares
Feldman Jody Terence
Managing Director, Bermuda · 2026-08-26
Award
294 shares
Burns Andrew Ronald
Chief Risk Officer, Cayman · 2026-08-26
Award
50 shares
Burns Andrew Ronald
Chief Risk Officer, Cayman · 2026-08-26
Award
397 shares
Neff Michael Walter
Chief Operating Officer · 2026-08-26
Award
49 shares
Neff Michael Walter
Chief Operating Officer · 2026-08-26
Award
390 shares
Pearce Jane
Managing Director, Trust · 2026-08-26
Award
48 shares
Pearce Jane
Managing Director, Trust · 2026-08-26
Award
330 shares
McWatt Michael
Managing Director, Cayman · 2026-08-26
Award
61 shares
McWatt Michael
Managing Director, Cayman · 2026-08-26
Award
492 shares
Hidalgo Tara
Chief Risk Officer · 2026-08-26
Award
49 shares
Hidalgo Tara
Chief Risk Officer · 2026-08-26
Award
365 shares
Collins Michael W
Chief Executive Officer · 2026-08-09
Award
146,415 shares
Collins Michael W
Chief Executive Officer · 2026-08-09
Option exercise
146,415 shares
Schrum Michael
Chief Financial Officer · 2026-08-09
Option exercise
73,208 shares
Schrum Michael
Chief Financial Officer · 2026-08-09
Award
73,208 shares
About The Bank of N.T. Butterfield & Son Limited
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works