HAPN
Happen, Inc. Common StockFinancial Services · $1.9B market cap
Verdict
Share price
$15.38
close of Oct 3, 2026
Fair value
$13.31
Sticker Price
Payback Price
$5.32
buy price
HAPN is Overpriced: at $15.38 it trades 16% above its fair value of $13.31. Its buy price (Payback Price) is $5.32, 65% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Sep 3, 2026: no open-market purchases and 2 sales worth $85K. Why purchases matter
Sales
About Happen, Inc. Common Stock
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works