MFIN

Medallion Financial Corp.

Financial Services · $278M market cap

Verdict

Share price

$11.91

close of Oct 3, 2026

Fair value

$52.72

Sticker Price

Payback Price

$21.09

buy price

On Sale

MFIN is On Sale: at $11.91 it trades 44% below its buy price (Payback Price) of $21.09 and 77% below its fair value of $52.72. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.8% a year✗
Equity per share growth2.1% a year✗
Sales growth12.9% a year✓
Free cash flow growth13.3% a year✓
Return on invested capital6.3%✗

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Superinvestors

1 of the investors we track holds MFIN. Who we track

Insider activity

Since Jun 25, 2026: no open-market purchases and 1 other filing (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Medallion Financial Corp.

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works