PRAA
PRA Group, Inc.Financial Services · $724M market cap
Verdict
Share price
$18.87
close of Oct 3, 2026
Fair value
$7.30
Sticker Price
Payback Price
$2.92
buy price
PRAA is Overpriced: at $18.87 it trades 159% above its fair value of $7.30. Its buy price (Payback Price) is $2.92, 85% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 16, 2026: no open-market purchases and 15 other filings (stock awards, tax withholding and similar). Why purchases matter
Other filings
WEAVER LANCE L
director · 2026-09-10
G-Gift
5,371 shares
WEAVER LANCE L
director · 2026-09-10
G-Gift
5,370 shares
James Richard Owen
President - PRA Group Europe · 2026-08-15
Tax withholding
$38K
Tarrant LaTisha Owens
General Counsel & CHRO · 2026-08-15
Tax withholding
$69K
Sjolund Martin
President and CEO · 2026-06-17
Tax withholding
$153K
Show all 15 other filingsShow fewer
James Richard Owen
President - PRA Group Europe · 2026-06-17
Tax withholding
$17K
Olsen Geir
director · 2026-06-16
Tax withholding
$50K
Olsen Geir
director · 2026-06-16
Award
10,543 shares
Gadhia Jayne-Anne
director · 2026-06-16
Tax withholding
$50K
Gadhia Jayne-Anne
director · 2026-06-16
Award
10,543 shares
Paschke Brett Lee
director · 2026-06-16
Award
10,543 shares
TABAKIN SCOTT M
director · 2026-06-16
Award
10,543 shares
Connelly Marjorie Mary
director · 2026-06-16
Award
10,543 shares
Butler Adrian M
director · 2026-06-16
Award
10,543 shares
WEAVER LANCE L
director · 2026-06-16
Award
10,543 shares
About PRA Group, Inc.
PRA Group, Inc., a financial and business services enterprise, specializes in the acquisition, management, and recovery of defaulted loan portfolios. Its operations span the Americas, Australia, and Europe. The company primarily procures overdue financial obligations from individuals, which were initially extended by various credit originators like banks, consumer and retail finance firms, and automotive lenders…
Financial - Credit Services
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works