PMTS

CPI Card Group Inc.

Financial Services · $279M market cap

Verdict

Share price

$24.86

close of Oct 3, 2026

Fair value

$38.10

Sticker Price

Payback Price

$15.24

buy price

Undervalued

PMTS is Undervalued: at $24.86 it trades 35% below its fair value of $38.10. Its buy price (Payback Price) is $15.24, 39% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Owner Earnings. Earnings grow slowly (under 7% a year), but cash flow is steady, so we value it on its cash flow instead of its earnings.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.2% a year✗
Equity per share growth—?
Sales growth8.5% a year✗
Free cash flow growth9.2% a year✗
Return on invested capital15.3%✓

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Insider activity

Since Jun 30, 2026: no open-market purchases and 62 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

Mallela Ravi

director · 2026-08-31

Award

1,135 shares

Oleson Lisa

director · 2026-08-31

Award

1,135 shares

Soranno Keating Valerie

director · 2026-08-31

Award

1,135 shares

SHEINBAUM MARC

director · 2026-08-31

Award

1,135 shares

Riley H Sanford

director · 2026-08-31

Award

1,135 shares

Show all 62 other filings

Peters Nicholas

director · 2026-08-31

Award

1,135 shares

FUREY THOMAS

director · 2026-08-31

Award

1,135 shares

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-31

Award

1,089 shares

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-31

Tax withholding

$13K

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-31

Option exercise

1,377 shares

Boada Ernesto

Chief Technology Officer · 2026-08-31

Award

1,907 shares

Thompson Anntoinette

Chief Operating Officer · 2026-08-31

Award

1,988 shares

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-31

Award

1,988 shares

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-31

Tax withholding

$22K

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-31

Option exercise

2,592 shares

LOWE JOHN

President and CEO · 2026-08-31

Award

16,345 shares

LOWE JOHN

President and CEO · 2026-08-31

Tax withholding

$50K

LOWE JOHN

President and CEO · 2026-08-31

Option exercise

3,955 shares

Grantham Terra Lee

Chief Financial Officer · 2026-08-31

Award

1,816 shares

Dragovich Darren

Chief Legal/Compliance Officer · 2026-08-31

Award

1,361 shares

Dixon Robert Michael

Chief Digital Officer · 2026-08-31

Award

1,362 shares

Dixon Robert Michael

Chief Digital Officer · 2026-08-31

Tax withholding

$6K

Dixon Robert Michael

Chief Digital Officer · 2026-08-31

Option exercise

740 shares

Hughes Brennan A.

Chief Accounting Officer · 2026-08-31

Award

3,632 shares

Hughes Brennan A.

Chief Accounting Officer · 2026-08-31

Award

6,357 shares

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-30

Tax withholding

$3K

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-30

Option exercise

330 shares

Thompson Anntoinette

Chief Operating Officer · 2026-08-30

Tax withholding

$5K

Thompson Anntoinette

Chief Operating Officer · 2026-08-30

Option exercise

619 shares

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-30

Tax withholding

$5K

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-30

Option exercise

619 shares

LOWE JOHN

President and CEO · 2026-08-30

Tax withholding

$52K

LOWE JOHN

President and CEO · 2026-08-30

Option exercise

4,130 shares

Grantham Terra Lee

Chief Financial Officer · 2026-08-30

Tax withholding

$2K

Grantham Terra Lee

Chief Financial Officer · 2026-08-30

Option exercise

257 shares

Dixon Robert Michael

Chief Digital Officer · 2026-08-30

Tax withholding

$1K

Dixon Robert Michael

Chief Digital Officer · 2026-08-30

Option exercise

154 shares

Mallela Ravi

director · 2026-08-29

Option exercise

1,948 shares

Oleson Lisa

director · 2026-08-29

Option exercise

1,948 shares

Soranno Keating Valerie

director · 2026-08-29

Option exercise

1,948 shares

SHEINBAUM MARC

director · 2026-08-29

Option exercise

1,948 shares

Riley H Sanford

director · 2026-08-29

Option exercise

1,948 shares

Peters Nicholas

director · 2026-08-29

Option exercise

1,948 shares

FUREY THOMAS

director · 2026-08-29

Option exercise

1,948 shares

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-29

Tax withholding

$6K

VOLLMER SONYA

Chief Human Resources Officer · 2026-08-29

Option exercise

645 shares

Boada Ernesto

Chief Technology Officer · 2026-08-29

Tax withholding

$9K

Boada Ernesto

Chief Technology Officer · 2026-08-29

Option exercise

1,046 shares

Thompson Anntoinette

Chief Operating Officer · 2026-08-29

Tax withholding

$10K

Thompson Anntoinette

Chief Operating Officer · 2026-08-29

Option exercise

1,150 shares

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-29

Tax withholding

$10K

O'LEARY MARGARET

Chief Commercial Officer · 2026-08-29

Option exercise

1,150 shares

LOWE JOHN

President and CEO · 2026-08-29

Tax withholding

$110K

LOWE JOHN

President and CEO · 2026-08-29

Option exercise

8,704 shares

Grantham Terra Lee

Chief Financial Officer · 2026-08-29

Tax withholding

$4K

Grantham Terra Lee

Chief Financial Officer · 2026-08-29

Option exercise

537 shares

Dragovich Darren

Chief Legal/Compliance Officer · 2026-08-29

Tax withholding

$10K

Dragovich Darren

Chief Legal/Compliance Officer · 2026-08-29

Option exercise

785 shares

Dixon Robert Michael

Chief Digital Officer · 2026-08-29

Tax withholding

$5K

Dixon Robert Michael

Chief Digital Officer · 2026-08-29

Option exercise

524 shares

Grantham Terra Lee

Chief Financial Officer · 2026-06-30

Award

5,165 shares

Grantham Terra Lee

Chief Financial Officer · 2026-06-30

Award

16,295 shares

About CPI Card Group Inc.

CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works