NMIH
NMI Holdings, Inc.Financial Services · $2.8B market cap
Verdict
Share price
$38.83
close of Oct 3, 2026
Fair value
$113.28
Sticker Price
Payback Price
$45.31
buy price
NMIH is On Sale: at $38.83 it trades 14% below its buy price (Payback Price) of $45.31 and 66% below its fair value of $113.28. Business quality is strong: all 5 key numbers clear the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
5 of 5 clear the 10% bar. What are the Big Five?
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2 of the investors we track hold NMIH. Who we track
Insider activity
Since Aug 3, 2026: no open-market purchases, 3 sales worth $8.8M and 3 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
Pollitzer Adam
Chief Executive Officer · 2026-09-04
Sold
$7.7M
Swithenbank Aurora
EVP, Chief Financial Officer · 2026-08-11
Sold
$519K
Smith Robert Owen
EVP, Chief Risk Officer · 2026-08-03
Sold
$536K
Other filings
About NMI Holdings, Inc.
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks…
Insurance - Specialty
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works