WAFD

WaFd, Inc.

Financial Services · $2.3B market cap

Verdict

Share price

$30.80

close of Oct 3, 2026

Fair value

$37.63

Sticker Price

Payback Price

$15.05

buy price

Undervalued

WAFD is Undervalued: at $30.80 it trades 18% below its fair value of $37.63. Its buy price (Payback Price) is $15.05, 51% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth3.9% a year✗
Equity per share growth5.1% a year✗
Sales growth2.4% a year✗
Free cash flow growth2.7% a year✗
Return on invested capital3.8%✗

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About WaFd, Inc.

WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works