OMF

OneMain Holdings, Inc.

Financial Services · $6.4B market cap

Verdict

We can't put a fair value on OMF right now. Its tangible book value is very small compared with its earnings, so it can't anchor a bank-style valuation. This is common when bond losses have temporarily shrunk a financial company's equity.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth8.3% a year✗
Equity per share growth2.6% a year✗
Sales growth7.4% a year✗
Free cash flow growth10.7% a year✓
Return on invested capital2.5%✗

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Superinvestors

3 of the investors we track hold OMF. In Q2 2026, 1 trimmed. Who we track

Moves in Q2 2026

Trimmed: Samantha McLemore

About OneMain Holdings, Inc.

OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works