PFSI
PennyMac Financial Services, Inc.Financial Services · $3.2B market cap
Verdict
Share price
$62.00
close of Oct 3, 2026
Fair value
$110.40
Sticker Price
Payback Price
$44.16
buy price
PFSI is Undervalued: at $62.00 it trades 44% below its fair value of $110.40. Its buy price (Payback Price) is $44.16, 29% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.
How we valued it
Buffett Normalized. A profitable, growing business, so we project its earnings 10 years ahead and work out what that is worth today.
Business quality
4 of 5 clear the 10% bar. What are the Big Five?
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1 of the investors we track holds PFSI. Who we track
Insider activity
Since Jun 22, 2026: no open-market purchases, 2 sales worth $430K and 5 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
Hendry Gregory L
MD, Chief Accounting Officer · 2026-07-01
Sold
$189K
Hendry Gregory L
MD, Chief Accounting Officer · 2026-06-22
Sold
$240K
Other filings
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is…
Financial - Mortgages
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works