PYPL
PayPal Holdings, Inc.Financial Services · $45.2B market cap
Verdict
Share price
$52.80
close of Oct 3, 2026
Fair value
$68.84
Sticker Price
Payback Price
$27.54
buy price
PYPL is Undervalued: at $52.80 it trades 23% below its fair value of $68.84. Its buy price (Payback Price) is $27.54, 48% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.
How we valued it
Free Cash Flow. Sales grew 6% a year over the last 3 years, below the 15% we look for in a fast grower, so we value it on its free cash flow instead of an earnings forecast.
Business quality
4 of 5 clear the 10% bar. What are the Big Five?
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7 of the investors we track hold PYPL. In Q2 2026, 1 added and 1 trimmed. Who we track
Lindsell Train
Lindsell Train · as of Q2 2026
$136.6M
3,162,672 shares
Yacktman Asset Management
Yacktman Asset Management · as of Q2 2026
$100.1M
2,317,304 shares
First Pacific Advisors
First Pacific Advisors · as of Q2 2026
$92.3M
2,137,851 shares
Norbert Lou
Punch Card Management · as of Q2 2026
$27.2M
628,907 shares
David Katz
Matrix Asset Advisors · as of Q2 2026
$11.3M
262,618 shares
Insider activity
Since Jun 15, 2026: 1 open-market purchase worth $255K, 11 sales worth $848K and 26 other filings (stock awards, tax withholding and similar). Why purchases matter
Purchases
Sales
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-09-03
Sold
$67K
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-09-03
Sold
$56K
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-09-03
Sold
$133K
Kereere Suzan
President, Global Markets · 2026-09-03
Sold
$73K
Kereere Suzan
President, Global Markets · 2026-09-03
Sold
$56K
Show all 11 salesShow fewer
Kereere Suzan
President, Global Markets · 2026-09-03
Sold
$60K
Natali Chris
SVP, Chief Accounting Officer · 2026-09-03
Sold
$30K
Kereere Suzan
President, Global Markets · 2026-08-18
Sold
$49K
Kereere Suzan
President, Global Markets · 2026-08-18
Sold
$205K
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-07-29
Sold
$43K
Natali Chris
SVP, Chief Accounting Officer · 2026-07-29
Sold
$78K
Other filings
Keller Frank
Pres., Checkout Sol. & Paypal · 2026-09-01
Tax withholding
$301K
Keller Frank
Pres., Checkout Sol. & Paypal · 2026-09-01
Option exercise
6,903 shares
Keller Frank
Pres., Checkout Sol. & Paypal · 2026-09-01
Option exercise
3,418 shares
Kereere Suzan
President, Global Markets · 2026-09-01
Tax withholding
$186K
Kereere Suzan
President, Global Markets · 2026-09-01
Option exercise
6,903 shares
Show all 26 other filingsShow fewer
Miller Jamie S
Chief Fin & Op Officer · 2026-09-01
Tax withholding
$199K
Miller Jamie S
Chief Fin & Op Officer · 2026-09-01
Option exercise
7,414 shares
Natali Chris
SVP, Chief Accounting Officer · 2026-09-01
Tax withholding
$21K
Natali Chris
SVP, Chief Accounting Officer · 2026-09-01
Option exercise
103 shares
Natali Chris
SVP, Chief Accounting Officer · 2026-09-01
Option exercise
1,023 shares
Webster Aaron
EVP, Global Chief Risk Officer · 2026-09-01
Tax withholding
$110K
Webster Aaron
EVP, Global Chief Risk Officer · 2026-09-01
Option exercise
4,602 shares
Kereere Suzan
President, Global Markets · 2026-08-15
Tax withholding
$268K
Kereere Suzan
President, Global Markets · 2026-08-15
Option exercise
8,503 shares
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-07-15
Tax withholding
$43K
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-07-15
Option exercise
1,639 shares
Natali Chris
SVP, Chief Accounting Officer · 2026-07-15
Tax withholding
$45K
Natali Chris
SVP, Chief Accounting Officer · 2026-07-15
Option exercise
2,726 shares
Webster Aaron
EVP, Global Chief Risk Officer · 2026-07-15
Tax withholding
$184K
Webster Aaron
EVP, Global Chief Risk Officer · 2026-07-15
Option exercise
5,901 shares
Webster Aaron
EVP, Global Chief Risk Officer · 2026-07-15
Option exercise
2,622 shares
Keller Frank
Pres., Checkout Sol. & PayPal · 2026-06-15
Award
146,778 shares
Miller Jamie S
Chief Fin & Op Officer · 2026-06-15
Option exercise
9,094 shares
Miller Jamie S
Chief Fin & Op Officer · 2026-06-15
Option exercise
2,910 shares
Miller Jamie S
Chief Fin & Op Officer · 2026-06-15
Award
146,778 shares
Miller Jamie S
Chief Fin & Op Officer · 2026-06-15
Tax withholding
$255K
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across…
Financial - Credit Services
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works