TSBK

Timberland Bancorp, Inc.

Financial Services · $355M market cap

Verdict

Share price

$45.49

close of Oct 3, 2026

Fair value

$64.76

Sticker Price

Payback Price

$25.90

buy price

Undervalued

TSBK is Undervalued: at $45.49 it trades 30% below its fair value of $64.76. Its buy price (Payback Price) is $25.90, 43% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth13.3% a year✓
Equity per share growth6.2% a year✗
Sales growth4.8% a year✗
Free cash flow growth8.2% a year✗
Return on invested capital9.7%✗

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Insider activity

Since Jun 23, 2026: no open-market purchases, 6 sales worth $419K and 8 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Timberland Bancorp, Inc.

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works