WSBF
Waterstone Financial, Inc.Financial Services · $365M market cap
Verdict
Share price
$19.94
close of Oct 3, 2026
Fair value
$13.08
Sticker Price
Payback Price
$5.23
buy price
WSBF is Overpriced: at $19.94 it trades 52% above its fair value of $13.08. Its buy price (Payback Price) is $5.23, 74% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Aug 13, 2026: no open-market purchases, 3 sales worth $172K and 1 other filing (stock awards, tax withholding and similar). Why purchases matter
Sales
Gordon Ryan J
EVP/Chief Credit Officer · 2026-08-13
Sold
$132K
Gordon Ryan J
EVP/Chief Credit Officer · 2026-08-13
Sold
$27K
Gordon Ryan J
EVP/Chief Credit Officer · 2026-08-13
Sold
$13K
Other filings
About Waterstone Financial, Inc.
Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works