UVSP

Univest Financial Corporation

Financial Services · $1.2B market cap

Share price

$41.81

close of Oct 3, 2026

Fair value

$56.89

Sticker Price

Payback Price

$22.75

buy price

Undervalued

UVSP is Undervalued: at $41.81 it trades 27% below its fair value of $56.89. Its buy price (Payback Price) is $22.75, 46% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth11.3% a year✓

Equity per share growth4.2% a year✗

Sales growth8.5% a year✗

Free cash flow growth9.8% a year✗

Return on invested capital6.0%✗

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Superinvestors

1 of the investors we track holds UVSP. Who we track

Richard Pzena

Pzena Investment Management · as of Q2 2026

$36.5M

834,628 shares

Insider activity

Since Aug 13, 2026: no open-market purchases and 2 sales worth $553K. Why purchases matter

Sales

PETRO THOMAS M

director · 2026-08-24

Sold

$208K

Turner Michael L.

director · 2026-08-13

Sold

$344K

About Univest Financial Corporation

Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings…

Banks - Regional