FINV

FinVolution Group

Financial Services · $759M market cap

Verdict

Share price

$2.90

close of Oct 3, 2026

Fair value

$4.90

Sticker Price

Payback Price

$1.96

buy price

Undervalued

FINV is Undervalued: at $2.90 it trades 41% below its fair value of $4.90. Its buy price (Payback Price) is $1.96, 32% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Buffett Normalized. A profitable, growing business, so we project its earnings 10 years ahead and work out what that is worth today.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-0.1% a year✗
Equity per share growth18.0% a year✓
Sales growth22.1% a year✓
Free cash flow growth3.6% a year✗
Return on invested capital10.7%✓

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Superinvestors

1 of the investors we track holds FINV. In Q1 2026, 1 trimmed. Who we track

Moves in Q1 2026

Trimmed: Sarah Ketterer

About FinVolution Group

FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works