WRLD

World Acceptance Corporation

Financial Services · $796M market cap

Verdict

Share price

$174.44

close of Oct 3, 2026

Fair value

$183.25

Sticker Price

Payback Price

$73.30

buy price

Fairly Valued

WRLD is Fairly Valued: at $174.44 it's within 5% of its fair value of $183.25. Its buy price (Payback Price) is $73.30, 58% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-0.9% a year✗
Equity per share growth9.1% a year✗
Sales growth2.0% a year✗
Free cash flow growth3.3% a year✗
Return on invested capital8.1%✗

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Insider activity

Since Jun 12, 2026: no open-market purchases, 13 sales worth $27.1M and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About World Acceptance Corporation

World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works