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QFIN

Qfin Holdings, Inc.

Financial Services · $883M market cap

Verdict

We can't put a fair value on QFIN right now. Our bank valuation came out more than 3× away from the share price, and no other method fits a business like this. We'd rather show nothing than a misleading number.

Business quality

5 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth21.1% a year✓
Equity per share growth23.3% a year✓
Sales growth13.8% a year✓
Free cash flow growth19.3% a year✓
Return on invested capital15.6%✓

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Superinvestors

None of the investors we track holds QFIN right now. In Q2 2026, 1 sold out. Who we track

Moves in Q2 2026

Sold out: Sarah Ketterer

About Qfin Holdings, Inc.

Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works