LX

LexinFintech Holdings Ltd.

Financial Services · $126M market cap

Verdict

We can't put a fair value on LX right now. Every method we tried put its value at more than 8.5× the share price ($56.84 vs $4.60). When our answer is that far from the market, the method most likely doesn't fit this company, so we don't publish a number.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-3.6% a year✗
Equity per share growth14.2% a year✓
Sales growth14.4% a year✓
Free cash flow growth9.1% a year✗
Return on invested capital9.7%✗

Follow LX

Track it on your watchlist and see the full analysis. Free.

Create a free account

Insider activity

Since Aug 19, 2026: no open-market purchases and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About LexinFintech Holdings Ltd.

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

LX stock (LexinFintech Holdings Ltd.): ownership and insider trades — PaybackPrice